IT'S CLOUDY OUTSIDE, BUT NO CHANCE FOR RAIN TODAY

It's slightly chilly outside, but I know the weather will warm up. Yesterday, the weather reports predicted rain, but nothing arrived. Yet I brought along my raincoat inside my backpack anyway. It's always good to be on the safe side, just in case. I'm slowly making regular payments to reduce to college tuition debt that I owe Ohio State University and Franklin University. I didn't drop out of school. I'm just taking some time off to reduce my economic debt. I try very hard to be as debt free as humanly possible. I'm in good spirits. Today is going to be a great day.